FairPaY
Instant Payments With Lowest Fees
for Small Business & Non-Profits
Under $1M in annual income? Stop waiting. Stop overpaying. Start using FairPay and get more of your money, instantly
Sick of Your current Payment Provider?
We Save Our Customs
Upto $4,000
in Fees Every Year!
Access the Same Rates as a Big Company
You don't get volume discounts like a big company does. That is unfair. So we decided to give you the same rate as the big guys
Modern Payments Means More Money
Younger customers expect modern payment options. If you're not offering them, then you're mission out
Get Instant Access to Funds
Stop paying extra to access your funds early. Use FairPay and get your funds instantly
HATE High PAYMENT FEES?
Collect and Access Funds Instantly & Pay the Lowest Fees in the Country
Join our waitlist today!
We are only a few weeks from the official launch of the FairPay platform, so we are opening registrations now for those who want early access to our low-fee solution with priority onboarding & support.
KEY FEATURES
Discover the FairPay
Difference
Mobile App for Point of Sale (SoftPOS)
No hardware required, meaning more savings for you
Instant Access to Funds
Using our PayTo solution means funds get instantly transferred into your bank account
Low Payment Fee
Most payment providers charge between 1.6% – 2.1% per transaction. Using our PayTo solution, we only charge 1.4%
Instant Reconciliation
Our PayTo solution has more payment data, meaning reconciling can happen instantly
Accounting Integrations
Fully Secure - Backed By Stripe
We are a Stripe Partner, which means you get the most secure payment solutions
HOW DOES IT WORK
PayTo, the latest payment tech, it means Instant fund transfers and lower fees
Creat an
account online
Set up your FairPay account in 60 minutes and start collecting payments online or in-person.
Create custom
payment links
Generate smart, branded payment URLs & QR-codes to embed directly into your website, emails, or donation pages.
Download the
mobile app
Start collecting payments on the go from events, pop-ups, or anywhere your business or cause takes you.
REAL STORIES
The Negative Impact of High Payment Fees
Payment Fees Feels Wrong
Director
Ralph & Ralph Buyers Agent
Impact on Bushfire Equipment and Training
Director
NSW Rural Fire Service
Can't Afford to Adopt New Payment Solutions
“90% of our church’s revenue comes through direct bank transfers. We want to offer easier ways to give but we can’t afford to lose 3% to fees.”
Treasurer
Menai Anglican Church
Surcharging Costs My Customers Thousands of $
Owner
2nd Dawn Construction
FAIRPAY
Meet The Founder
I want to make payment fees fairer because you shouldn't have to pay to get paid
Thomas Mynott - CEO & Founder
FairPay was born whilst I was sitting through my local church’s annual general meeting. I noticed people’s giving was being held back by clunky, costly payment systems and processes.
Now we’re building a real-time, low-cost platform using PayTo to benefit everyone. No fees, no friction.
FREQUENTLY ASKED QUESTIONS
Your top questions about
Instant- low Fee
Payments
How does FairPay offer card transactions with low fees?
FairPay uses PayTo, a new bank-to-bank payment system that completely bypasses traditional card networks like Visa and Mastercard. By cutting out the middlemen, we reduce processing fees, making payments faster, more secure, and low cost for you and your customers.
How does Fairpay pricing compare?
Our competitors charge between 1.3% + 30c to 1.8% + 30c per transaction. Using PayTo, we have reduced the cost to 0.5% + 10c per transaction fee.
Is FairPay secure and compliant?
Yes. FairPay is built with security and compliance at its core. We leverage Stripe, one of the world’s most trusted and secure payment infrastructure providers to ensure all transactions are encrypted, protected, and compliant with Australian financial regulations. Your data and your customers’ data are always handled with the highest standards of privacy and security.
Which types of cards does FairPay support?
While our primary payment method is PayTo, a fast, secure, and fee-free bank-to-bank system, FairPay also gives you access to all major payment types, including Visa, Mastercard, AMEX, Apple Pay, Google Pay, and more. This ensures your customers can still pay however they prefer, while you enjoy a more cost-effective alternative through our core PayTo solution.